Morningstar Privacy Policy

[VERSION 1]

PRIVACY POLICY [v1.1]

Overview

Disclaimer

UpCounsel, Inc. is located at 580 Market Street, 5th Floor, San Francisco, CA 94104. UpCounsel, Inc. is neither a law firm nor a substitute for hiring an attorney or a law firm. UpCounsel, Inc. may provide access to self-help services at your direction but does not provide legal advice. Nothing herein shall be construed as the provision of legal advice. UpCounsel, Inc. cannot and will not provide any kind of advice, explanation, opinion, or recommendation to a user of this template about possible legal rights, remedies, defenses, options, or selection of forms or strategies, and nothing herein shall be construed as such. The information contained in this template is general legal information, and a user should not construe this template as legal advice to be applied to a specific factual situation. Use of the template contained herein does not create or constitute an attorney-client relationship between the user of this template and UpCounsel, Inc., its employees, or any other person associated with UpCounsel, Inc. The law differs in each jurisdiction and may be interpreted or applied differently depending on your location or situation. As such, you should not rely on the template without consulting an attorney about your situation.

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Privacy Policy

Morningstar Developments PRIVACY POLICY

[Morningstar Developments] (the “Company”) is committed to maintaining robust privacy protections for its users. Our Privacy Policy (“Privacy Policy”) is designed to help you understand how we collect, use, and safeguard the information you provide and assist you in making informed decisions when using our Service.

For purposes of this Agreement, “Site” refers to the Company’s website,

which can be accessed at [Company URL] [or our mobile application]. “Service” refers to the Company’s services accessed via the Site, where users can

[describe services]. The terms “we,” “us,” and “our” refer to the Company. “You” refers to you as a user of our Site or Service. By accessing our Site or our Service, you accept our Privacy Policy and Terms of Use (found here: [insert a link to Terms of Use]) and consent to our collection, storage, use, and disclosure of your Personal Information as described in this Privacy Policy.

I. INFORMATION WE COLLECT

We collect “Non-Personal Information” and “Personal Information.” Non-personal information includes information that cannot be used to identify you personally, such as anonymous usage data, general demographic information we may collect, referring/exit pages and URLs, platform types, preferences you submit, and preferences that are generated based on the data you submit and number of clicks. Personal Information includes your email address, username, password, and any other information supplied, which you submit to us through the registration process at the Site.

1. Information collected via Technology

To activate the Service, you must not submit Personal Information other than your email address. To use the Service after that, you [do not] need to submit further Personal Information [which may include: Name, Affiliations, and other Identifying Information], unless certain higher security subjects & topics are requested. However, to improve the quality of the Service, we track information provided to us by your browser or by our software application when you view or use the Service, such as the website you came from (known as the “referring URL”), the type of browser you use, the device from which you connected to the Service, the time and date of access, and other information that does not personally identify you. We track this information using cookies or small text files, which include an anonymous unique identifier. Cookies are sent to a user’s browser from our servers and are stored on the user’s computer hard drive. Sending a cookie to a user’s browser enables us to collect Non-Personal information about that user and keep a record of the user’s preferences when utilizing our services, both on an individual and aggregate basis. For example, the Company may use cookies to collect the following information:

• [User Login Data]

• [Language Preferences]

• [Customized Settings]

• [Browsing History Within the Site]

• [Pages Visited & Browsing Duration]

• [Click Patterns]

The Company may use persistent and session cookies; persistent cookies remain on your computer after you close your session until you delete them, while session cookies expire when you close your browser.

2. Information you provide us by registering for an account

In addition to the information provided automatically by your browser when you visit the Site, you will need to create a personal profile to become a subscriber to the Service. You can create a profile by registering with the Service, entering your email address, and creating a username and password. By registering, you authorize us to collect, store, and use your email address following this Privacy Policy.

3. Children’s Privacy

The Site and the Service are not directed to anyone under 13. The Site does not knowingly collect or solicit information from anyone under 13 or allow anyone under 13 to sign up for the Service. If we learn that we have gathered personal information from anyone under 13 without the consent of a parent or guardian, we will delete that information as soon as possible. If you believe we have collected such information, please contact us at [[e-mail]].

II. HOW WE USE AND SHARE INFORMATION

Personal Information:

Except as otherwise stated in this Privacy Policy, we do not sell, trade, rent, or otherwise share your Personal Information with third parties without your consent for marketing purposes. We share personal information with vendors performing services for the Company, such as the servers for our email communications, who are provided access to the user’s email address for sending emails from us. Those vendors use your Personal Information only at our direction and under our Privacy Policy. In general, the Personal Information you provide us is used to help us communicate with you. For example, we use Personal Information to contact users in response to questions, solicit feedback, provide technical support, and inform users about promotional offers. We may share Personal Information with outside parties if we have a good-faith belief that access, use, preservation, or disclosure of the information is reasonably necessary to meet any applicable legal process or enforceable governmental request; to enforce applicable Terms of Service, including investigation of potential violations; address fraud, security or technical concerns; or to protect against harm to the rights, property, or safety of our users or the public as required or permitted by law.

Non-Personal Information:

In general, we use Non-Personal Information to help us improve the Service and customize the user experience. We also aggregate Non-Personal Information to track trends and analyze use patterns on the Site. This Privacy Policy does not limit our use or disclosure of Non-Personal Information in any way, and we reserve the right to use and disclose such Non-Personal Information to our partners, advertisers, and other third parties at our discretion. If we undergo a business transaction such as a merger, acquisition by another company, or sale of all or a portion of our assets, your Personal Information may be among the assets transferred. You acknowledge and consent that such transfers may occur and are permitted by this Privacy Policy and that any acquirer of our assets may continue to process your Personal Information as outlined in this Privacy Policy. If our information practices change at any time, we will post the policy changes to the Site so that you may opt out of the new information practices. We suggest you check the Site periodically if you are concerned about how your information is used.

III. HOW WE PROTECT INFORMATION

We implement security measures designed to protect your information from unauthorized access. Your account password protects your account, and we urge you to keep your personal information safe by not disclosing your password and logging out of your account after each use. We further protect your information from potential security breaches by implementing specific technological security measures, including encryption, firewalls, and secure socket layer technology. However, these measures do not guarantee that your information will not be accessed, disclosed, altered, or destroyed by a breach of such firewalls and secure server software. Using our Service, you acknowledge that you understand and agree to assume these risks.

IV. YOUR RIGHTS REGARDING THE USE OF YOUR PERSONAL INFORMATION

You have the right to prevent us from contacting you for marketing purposes. When we send promotional communication to a user, the user can opt out of further promotional communications by following the unsubscribe instructions provided in each promotional e-mail. You can also indicate that you do not wish to receive marketing communications from us in the [Profile Settings] of the Site. Please note that we may continue sending you administrative emails, including periodic updates to our Privacy Policy, notwithstanding the promotional preferences you indicate by either unsubscribing or opting out of the Site's [Profile Settings].

V. LINKS TO OTHER WEBSITES

As part of the Service, we may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This Privacy Policy applies solely to information collected by us through the Site and the Service. Therefore, this Privacy Policy does not apply to using a third-party website accessed by selecting a link on our Site or our Service. To the extent that you access or use the Service through or on another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before using them.

VI. CHANGES TO OUR PRIVACY POLICY

The Company reserves the right to change this policy and our Terms of Service anytime. We will notify you of significant changes to our Privacy Policy by sending a notice to the primary email address specified in your account or placing a prominent notice on our site. Significant changes will go into effect 30 days following such notification. Non-material changes or clarifications will take effect immediately. You should periodically check the Site and this privacy page for updates.

VII. CONTACT US

Contact Us: If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us using the following information:

Privacy Officer: [Lucius Morningstar] Email: [[e-mail]] Phone: [[phone]] Address: [Your Company Address] Last Updated: This Privacy Policy was last updated on [July 16th, 2024].